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Public.com Review 2026

Public.com is a powerful trading platform for investors of all experience levels, whether you’re new to investing or you’re a seasoned trader. On Public, you can invest in stocks, and ETFs. There are no account minimums, plus zero commissions on standard equity and ETF trades.

The platform hosts a deep vault of educational content, such as in-app videos, definitions, and more, to help members “invest with context”. Public.com also offers a social feature, allowing members to chat and invest alongside friends, notable investors, experts, creators and more.

Pros

  • Offers a wide range of assets including bonds
  • Access to high-yield cash and bond accounts
  • AI-powered earnings and stock movement tools
  • No payment for order flow on equity trades
  • Transparent fee structure

Cons

  • Full platform features may require deeper user knowledge
  • Bond and treasury tools may not appeal to casual investors
  • Options trading includes rebates, which may be unfamiliar to some users

Highlights

  • 6.1% yield on bond portfolios (fixed)
  • 3.3% APY on high-yield cash account
  • Tools like Key Moments, Income Hub, and Earnings Hub
  • Investment plans with recurring contributions
  • Dedicated account manager for large accounts
  • AI-based research and performance summaries

How Public Works

The team at Public.com believes that education makes members better investors. They’ve built features like Safety Labels, which give users information about potentially risky investments. Public also offers Public Live, live audio sessions with experts that give trend analysis and breakdowns in real time. You can also get alerts on upcoming earning calls and price movements on assets relevant to your portfolio.

On Public, you can have fractional ownership of assets. You can own portions of the stock reciprocal to how much you pay. This makes your portfolio flexible to how you want to invest. It’s incredibly easy to tailor your investing strategy.

Public boasts a supportive, inclusive community where fellow investors exchange ideas. You can hear from finance experts, business executives, journalists, and more.

Stock Trading Options

Public.com investors can purchase whole or fractional shares of popular assets, including:

  • Stocks
  • Exchange-Traded Funds (ETFs)

How to Invest with Public.com

Once you’ve signed up for Public.com and have funded your account, buying your first stock is easy. Just follow these steps:

  • Search for the asset you’d like to invest in using the search bar.
  • Choose the number of shares you’d like to buy or sell. Alternatively, you can choose how many dollars you want to invest.

How to Sign Up

It only takes a few minutes to start investing with Public.com.

First, follow our link to Public.com’s website. Our link automatically makes you eligible to receive unique starter perks, such as a free stock slice.

Once on Public.com’s site, follow the on-screen instructions to download the app, make your account, and fund your account.

Interface

The app uses a clean, modern layout with visual elements like performance charts and earnings tools integrated directly into each asset page. Tools such as "Key Moments" and "Earnings Hub" present data in digestible formats. The platform emphasizes clarity and usability but also offers deep research tools for those who want to dive deeper.

Payment Styles

Users can fund their accounts via standard bank transfer. High-yield cash and bond accounts are available for those looking to earn interest. Public provides SIPC and FDIC coverage for eligible accounts. Recurring investments and instant buying power features are also supported.

The Bottom Line

With educational content, personalized alerts, access to experts, and insightful tools, Public.com has truly positioned itself to be a platform for all investors.

If you’re ready to be a better investor, it’s time to go Public.com.

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Frequently Asked Questions (FAQ)

All of the stock trading apps on our list offer low fees. Some apps may offer access to their trading tools in exchange for a low, monthly fee. Others might be free-to-use, but charge a small percentage on commissions from the trades you make.
The best stock trading apps for beginners typically offer simple interfaces, educational resources, and low or no account minimums. Features like guided onboarding, practice accounts (or “paper trading”), and step-by-step trade execution can help new investors build confidence.
Most reputable trading apps are regulated and offer protections through SIPC or FDIC. Security features like encryption, two-factor authentication, and regulatory oversight help protect your funds and personal information.
Yes, many apps allow recurring investments into portfolios, ETFs, or even individual stocks. This can help users follow a consistent investing plan and build long-term wealth without needing to time the market.
Several of our stock trading apps allow users to start with as little as $1 or $5. These platforms are ideal for those who want to begin investing gradually or test out features before committing more funds.
Yes, stock trading apps allow users to invest in the stock market, and all of the apps listed on our site are vetted and legitimate. It’s important to note that the stock market is inherently volatile. When investing, always be prepared for the potential loss of your principal.